Pazoo, Inc. (PZOO) - Tips On How To Retire Wealthy From Buying Penny Stocks? - Penny Stocks 2012

This may seem to be rather unlikely,, on the other hand with the newly uncovered popularity of penny stock trading; alot of normal, everyday folks have been generating some serious coin from just 1 or 2 investments - buying penny stocks that all cost you under a share to invest in.



Yes, I'm perfectly mindful that this sounds like a lot of garbage, but you would be very mistaken if you assume that it just isn't happening each and every day. We have seen tons of companies whose stock price had dipped to virtually pennies per share and in some events fractions of a penny per share, that suddenly spiked to 2, 3 or (seriously) 10 or 20 times that price - literally in days.



Don't believe me? It will only take a minute to look up one of the common occurrences in the penny stock market - Sunpeaks Ventures, Inc.. (SNPK). Try typing the ticker symbol into almost any financial site, and look at a historic chart for say four months or so; you will see that the company was riding at a pretty unremarkable $.43 or 43 cents a share approximately mid March, and reached as high as .40 in only a couple weeks. It wouldn't take a lot of mathematics to understand that just 0 could have changed into almost 00 in only a matter of weeks. For this very reason people are generally able to leave their day jobs to trade 1 or 2 penny stocks a month, and pay all of their bills and benefit from life stress-free.



With just a little research and a little bit of keeping your ear to the ground, you can realize nice profits in penny stocks; and it's not your usual long term investment strategy like when investing in blue chip kind of stocks. Stocks of the big guys might see a 5% jump in a week (and they'll call that a very good week), but if you've only got 0 to commit - making in a week is certainly not cause to jump up and down... best you can do with that kind of gain is go to a movie... by yourself!



Just like with almost every investment, even penny stock investing has risks, but think of this: if you can invest $500 in a penny stock and quite possibly turn that small investment into thousands within weeks (and I don't mean 52 weeks) - the risk/reward ratio weighs immensely in your benefit. Conversely, you can invest in nice "safe" blue chip companies and maybe see a gain of a couple hundred bucks a year.. that's if you don't invest in top of the line blue chips like Tyco, Enron or Adelphia...lol.



Right now, we are looking a company known as Pazoo, Inc. (PZOO). This particular stock went from dormant to trading over 1 million shares as of last Thursday. The price stayed constant all day on Thursday, even with the heavy trading (staying at $.10 per share), but on Friday - that started to improve a bit (with the closing price at $.135 or 13 1/2 cents per share in 1 day). At the time of this publishing, the stock is continuing to climb today (7/23/12) climbing to just under $.15 per share. The beauty of this company is that it has basic principles; a good team, good product mix and revenue!



None of the companies mentioned in this article have paid for promotion or investor awareness - they are mentioned for reference points only. Any investor is strongly encouraged to conduct their own due diligence before deciding to trade on Any investment. The writer is not a qualified investment advisor, broker or financial planner. The opinions herein are solely the opinion of the writer, and not an invitation, solicitation or recommendation to buy or sell any of the stocks mentioned herein.



For more information about penny stock investing, Tips4Profits.com can be a valuable resource for you, if you want to break from the norm. We are a penny stock watch reporter, and we keep our eyes open for the latest and greatest opportunities.



Sign up for our free newsletter,at: http://tips4profits.com you'll be privy to penny stock news as it happens - not after the boat has sailed.

Robert Shumake - The Best Help and advice As it pertains To Real Estate Investing Taxes

Whom said real estate investing is definitely very and also clean? Let me tell you in this article which will wholesaling contains and investing around real estate could be a dusty job. You won't ever realize what problem you'll be dealing with subsequent! https://accounts.google.com You handle a range of many people, conditions, and conditions for real estate every single day.



Real Estate Investing contains a troubles, and even about this deal I bought my own honest have associated with problems. We not often previously, previously complete any good perform in any respect regarding every large dwelling deal, although I did zero different pick in this particular just one. An original system seemed to be simply to blast your place designed for roaches. Just after all of us robert shumake does, most of us noticed we genuinely found it necessary to remove each of the junk out of our home so that they can get rid of effectively. In one payemnt we bombed 6 moments over 6 months. Preston Ely likely would have carried out the particular extermination him or her self, although My spouse and i tend to pay our small buddy to complete this.



I'd currently have available your home immediately had That i cost this ideal right from the start. As an alternative We too expensive it at $24, 900. 00. Preston Ely in addition to Compared with Merrill either would probably recognize that pricing an individual's at wholesale prices property promotions appropriately are at highest value. If you cost them too lower, you may be reducing you simple. Contemplating an excessive amount of will make all of them tough to sell. Growing to be a professional Real Estate Entrepreneur will be knowing the actual content low to medium below. Given that ARV, this maintenance expenses, additionally, the desirability of your area, anyone find an individual's rate. Regarding the actual roach dwelling, we all over priced it it took 3weeks extended as compared to expected to market this. We lastly noticed your vendor regarding $18, 000. 00 and first got it sold. Though that�s possibly not the conclusion in the tale. Like that tens of thousands of roaches weren�t a sufficient amount of of any obstacle.



Persons are incredibly entertaining for those who just make time to take note of what precisely these people declare in addition to observe how some people react. In any case, consumers simple fact television shows tend to be thus well-known. You can now view many people on the level of comfort of the living room couch.


The points these people perform plus point out are usually thus really engaging due to the fact folks usually responds in accordance with feeling. Commonly, that will sensation is definitely fearfulness. Dispose of from a minimal laziness together with a drive to trust no matter what many people notice of which justifies your fear and also at this time there you've got them--the not one but two many wealth-preventing beliefs related to real estate investment that have been ever in your life designed. The ones a couple would be the father and mother on the lastly.



1. The property market is really a gamble. two. Real estate investment is without a doubt high-risk. 3. There isn't any method I'm able to oftentimes put money into real-estate.



Robert Kiyosaki, author within the Full Pops ebook set, stated there presently exists individuals to choose from what person actually believe that real estate investing--or just about any shelling out in the least, really--is about results. These types of buyers place ones own money on anything that appears to be like decent in their eyes. They also did not obtained any time to teach by themself for just what very good financial commitment. Just what exactly "looks good" for many years is dependent on the simply over emotional reaction--or worse--a reckon.



Real estate investment can't be precisely compared to, suggest, Dark Jack as well as Roulette for the reason that those game titles usually are wondering video games. Investor seriously isn't a new estimating activity. Real estate investment opportunities requires taking a look at personal papers along with analyzing from exactly where you need to spend your money. It may not be in relation to guessing--it's regarding reading through.



Along with Fabrication Not any. 3, effectively... this is the most important myth in all. Any individual whatsoever can put money into real-estate, should they are able to acquire the first essential tips: Ensure that you hold the investment through increasing your riches, and that is normally done because they build an enterprise method, together with become knowledgeable in the operation connected with spending.



Exactly what really is a risk, Kiyosaki says, is actually neglecting to coach oneself. As you fail your financial training you are shedding additional money as compared to it is easy to imagine--not exclusively the income anyone shell out if you choose to hop devoid of wanting, but probably this money you will never produce for those who select never to soar in any respect.



Honourable trading is usually a excitement concept. Find honourable and also generate income. Then again if you start looking guiding this humm there are actually robust reasons to give some thought to ethical properties buying 2008 as one of the most effective investment strategies you are able to individual. Mainly because honest properties investments continues to be making an investment, in addition to you should produce a great earnings. Honourable investing need to be huge earnings investing in order that most people, just like person, gains all the perks.



The property market trying out 08? Didn't you have got to generally be kiddingthe around We see one consult? Real-estate checking out 2008 is certainly useless. Price ranges are generally falling apart and even real estate are not to be given away. There exists The southwest McMansions for in addition to ebay pertaining to establishing prices for bids in $1.



Don't allow the above the fact that set you from, properties investing in '08 is without a doubt full of life and also nicely, if you carry out this correct. Observe I actually claimed of which should want to do it all perfect. If you do not then you can secure burned up.



Would you still do it all on your own? Absolutely yes, in case you are ideal with this. Having said that there exists a more effective robert shumake solution to complete the work by having a freely traded ALL OF US provider perform through probably Americas looked upon commercial travellers, committing to socially mindful real estate.



Socially informed the property market investments? What is considered which will?



I'd like to tell you one of the better meaning property opportunities you could individual in these kinds of hard times.

You'll find it lawful housing investment that promises gains to help other folks together with the individual, specially those who that live in the expenditure of money qualities along with the neighborhood.



Permit me to reveal even further. Probably the greatest real estate investment business opportunities is purchasing common properties for ordinary Us residents throughout exactly who are now living regular and surrounding suburbs around these cities or streets the fact that go along to create together much of our land. Properties together with valuations with $100, 000 or much less, of which lots of people are now living in at this moment. Residences that are NONETHELESS purchased actually in the center of the particular recession, simply because -- men and women also have to are now living these folks.



Think of an organisation the fact that selects probably the most guaranteeing and surrounding suburbs designed for investment strategies, purchases many houses inside those and surrounding suburbs by government the councils within perfectly underneath marketplace, spends around those and surrounding suburbs because they build social means for example recreational areas plus playgrounds and other changes to better all around located expectations of the what person survive presently there, plus refurbishes the particular households they will obtain to your great traditional.

foreclosure homes

You've no doubt seen them or examine them. Glossy ads or four-color propagates in periodicals and newspapers promising to show you every one of the juicy information about successful property investing. And all you need to do to learn all these real estate investing surface encounters chuck russo secrets is to pay a rather high sum for a one-or two-day seminar.




Often these kinds of slick property investing classes claim that you can make smart, profitable property investments with simply no money lower (with the exception of, of course, the large fee you purchase the seminar). Now, how interesting is in which? Make a make money from real est investments you made with no money. Possible? Not most likely.




Successful owning a home requires cash flow. That's the type of any kind of business or perhaps investment, especially property investing. You put your money into a thing that you desire and plan is likely to make you more money.




Unfortunately too little newbies towards the world of property investing think that it's the magical form of business where standard company rules don't apply. Simply place, if you would like to stay in real-estate investing for more than, say, a evening or a couple of, then you're going to have to come up with money to use and commit.




While it could be true that buying property with no money down is simple, anyone that is even made a fundamental owning a home (such as buying their own home) knows there's much more involved in real estate investing that will set you back money. For illustration, what regarding any necessary repairs?




So, the primary rule people a new comer to real est investing should remember is always to have obtainable cash reserves. Before you determine to actually carry out any real-estate investing, save some cash. Having just a little money in the bank when you begin real est investing surface encounters chuck russo can help you make more profitable real estate investments in rental properties, for example.




When property investing within rental properties, you'll want every single child select simply qualified tenants. If you have no cashflow when property investing inside rental qualities, you could be pressured to take in a a smaller amount qualified tenant since you need somebody to pay you money to enable you to take attention of repairs or attorney at law fees.




For almost any real est investing, meaning rental properties or properties you purchase to re-sell, having cash reserved can permit you to ask for a higher price. You can require a higher price from your real estate investment because an individual surface encounters chuck russo won't feel financially strapped as you wait for an offer. You won't be backed into a corner and forced to accept just any offer because you desperately need the money.




Another downfall of many new to real estate investing is actually, well, greed. Make any profit, yes, but do not become thus greedy that you simply ask with regard to ridiculous local rental or resale rates on any of your real estate investments.




Those not used to real estate investing have to see real estate investing like a business, NOT a hobby. Don't believe real estate investing is going to make you abundant overnight. What business does?




It will take about 6 months to figure out if real estate investing in for you. If you've decided that, hey I really like this, then provide yourself a couple of years to really start earning money. It often takes at least five years to become truly productive in real estate investing.




Persistence is the key to be able to success in property investing. If you've decided that real estate investing is perfect for you, surface encounters chuck russo keep plugging away at it and the rewards will be greater than you imagined.

Socially responsible investments might be emotionally compelling investments, but do they necessarily have compelling financial returns?

The term "Impact Investing" has taken on many meanings in the past few years. I want to end the confusion and underscore that impact investing must by definition deliver impactful and compelling financial returns.

Impact investing has been labeled as a subset of socially responsible investing (SRI). But, it is not a subset of SRI.

The basic premise of socially responsible investing is to avoid investing in businesses that cause harm to the environment or society. Since SRI's approach to investing is narrow and passive, it is by definition often a niche investing strategy, which in many cases has delivered lukewarm returns.

SRIs don't necessarily impact an industry, impact investments necessarily do. Yet, many organizations still treat SRI and impact investing like synonyms - causing confusion.

For example, here is the definition of SRI from ecolife, a website that is an online guide to green living:

"Socially responsible investing is an investment strategy employed by individuals, corporations, and governments looking for ways to ensure their funds go to support socially responsible firms. The concept goes by names like sustainable investing, impact investing, community investing, ethical investing, and socially-conscious investing; it is a non-financial gauge that is used when selecting various investment options that takes into account factors such as environmental, social, and ethical values."

The reality is that some socially responsible investments can be impact investments, but not all impact investments are socially responsible investments. So, SRIs are really a subset of impact investing. According to the Monitor Institute's new report "impact investors want to move beyond 'socially responsible investment'."

All impact investments have the potential to move towards a new economy - an impact economy, not all SRIs will. In fact, most SRIs won't.

Why? Impact investing is socially responsible and must have compelling returns. Returns that make the professional investor consider it seriously as a critical piece in the portfolio. According to Dr. Arjuna Sittampalam, research associate with EDHEC-Risk Institute, "in other words, the investor makes an active decision to seek a social or developmental return alongside their financial return."

Since impact investments create compelling returns, they have a greater chance of attracting more serious professional investors than SRIs -- a necessity for creating worldwide social change and impact.

The Global Impact Investing Network (GIIN) defines impact investments as those that: "aim to solve social or environmental challenges while generating financial profit. Impact investing includes investments that range from producing a return of principal capital (capital preservation) to offering market-rate or even market-beating financial returns. Although impact investing could be categorized as a type of 'socially responsible investing,' it contrasts with negative screening, which focuses primarily on avoiding investments in 'bad' or 'harmful' companies - impact investors actively seek to place capital in businesses and funds that can harness the positive power of enterprise."

This definition is more on target with the real definition of impact investing, but to revise part of GIIN's definition: Impact investments only include investments that can offer market-rate or even market-beating financial returns.

So, my definition -- impact investing must achieve four significant goals:

1. Make an impact in solving a pressing problem of our time,

2. Generate compelling returns for investors,

3. Generate growth for economies, and

4. Generate prosperity for developed and developing nations.

An example is my own case-in-point. I founded SunEdison that created the power purchase agreement (PPA) model for the solar industry. This business model used net metering, streamlined interconnection standards, ways to connect to the grid, and actually provided a new solar power service to customers.

Investments in PPAs are delivering 7-12% unleveraged after tax returns. In today's financial environment; these are compelling returns given the low risks.

Plus, PPAs have lowered the use of fossil fuels to deliver electric energy; created thousands of jobs worldwide and are growing. They have impactful financial returns and impact a big problem.

According to the Monitor Institute's new report Investing for social and environmental impact: a design for catalyzing an emerging industry "it is certainly plausible that in the next five to 10 years investing for impact could grow to represent about 1 percent of estimated professionally managed global assets in 2008. That would create a market of approximately $500 billion. A market that size would create an important supplement to philanthropy, nearly doubling the amount given away in the U.S. alone today."

But that is only a start, a start to an "Impact Economy." To really make a difference - to leverage impact investing to create an impact economy, it must be larger. Some estimate that we need to invest over $1 trillion to combat issues like climate change, poverty, and lacking global health, to put the world back onto a stable more equitable footing.

So, let's put our money where the impact is. Stop selling impact investors short.

Jigar Shah is CEO of the Carbon War Room, a nonprofit that harnesses the power of entrepreneurs to implement market-driven solutions to climate change and create a post-carbon economy.

D I V O R C E the Fed.

Now. Uncontested. Just cut the ties that bind us to the slavery.

 

but then the idiots in congress, and the "Current Resident" on 1600 Penn Ave, would have full control, in which case, the skids would be greased even more. Well, that might not be entirely true, since most of those bastards are nothing but mere marionettes, with their strings being yanked at every move, by the likes of soros et al, you know the ones ...."new world order" lovers who are aiding in the dismantling of the once Great US, and serving it piece by piece to china, however, the same zealous ideologues and true enemies of the US, fail to notice that that marvel called EU is crapping out, approaching the full blow-out point, at which time most of their 'contents' gleefully ingested as ingredients of the delicious EU, will be excreted, and when the end result will hit the proverbial fan .... duck and cover.

Unfortunately, what Gross has become is a splendid specimen of the 'grownup hippies' who in the 60's and 70s were raising hell, in the name of a better America, while now, a decent number of them, to varying degrees, having become 'fat cats', forgot how they were able to amass their fortunes, and instead of uniting and contributing however possible to returning the country on the path to prosperity, are now, continuing to chase an easy buck, by financing our adversaries, and most likely our enemies, based on their propaganda they already consider us their enemy - all to the detriment of the quality of life during the 'golden years' for some of us, as well as the quality of life (or lack thereof) for our children and future generations.

Once Heli-Ben got rates to 4% yet the economy continued its tanking trajectory, the politicians should have pulled their heads out of their asses, and begin serious work on policy intervention aimed entirely at rebuilding the domestic manufacturing base, which is all but gone, as well as ensuring that any fed provided liquidity remains 100% - or close to it - in the US.

Given the facts revealed by the Bloomberg recently released Fed back-door loans, makes me wonder if Uncle Ben himself is not among the facilitators of the "new world order"?!

So me thinks anyway.

Duck 'n cover everyone.

foreclosure statistics

You've no doubt seen all of them or study them. Glossy ads or four-color propagates in periodicals and papers promising to show you every one of the juicy details about successful real estate investing. And all you need to do to learn all these real est investing surface encounters chuck russo secrets is to pay a rather high sum for a one-or two-day seminar.




Often these slick property investing classes claim that you can make wise, profitable real-estate investments with simply no money straight down (other than, of training course, the large fee you pay for the seminar). Now, how interesting is that? Make a make money from real est investments you made with no funds. Possible? Not likely.




Successful investment requires cash flow. That's the type of almost any business or even investment, especially property investing. You put your cash into something that you wish and plan is likely to make you more money.




Unfortunately too few newbies towards the world of property investing believe it's a magical type of business in which standard enterprise rules don't apply. Simply put, if you would like to stay in real-estate investing for a lot more than, say, a day time or a couple of, then you're going to have to come up with money to utilize and invest.




While it might be true that buying property with no money down is easy, anyone who is even made a simple real estate investment (such as buying their particular home) knows there's far more involved in property investing that will set you back money. For instance, what regarding any required repairs?




So, the primary rule people not used to real property investing must remember is always to have available cash reserves. Before you choose to actually perform any property investing, save some cash. Having just a little money inside the bank once you begin real property investing surface encounters chuck russo can help you make more profitable real estate investments in rental properties, for example.




When property investing in rental attributes, you'll want to be able to select only qualified tenants. If you have no income when real-estate investing inside rental qualities, you might be pressured to take in a much less qualified tenant since you need somebody to pay for you money to enable you to take treatment of repairs or lawyer fees.




For any type of real est investing, meaning rental properties or properties you purchase to sell, having cash reserved can enable you to ask for any higher price. You can request a greater price from your owning a home because you surface encounters chuck russo won't feel financially strapped as you wait for an offer. You won't be backed into a corner and forced to accept just any offer because you desperately need the money.




Another downfall of numerous new to real-estate investing will be, well, greed. Make the profit, yes, but don't become thus greedy which you ask regarding ridiculous leasing or resell rates on all of your real property investments.




Those a new comer to real est investing need to see property investing being a business, NOT an interest. Don't believe that real est investing is going to make you abundant overnight. What enterprise does?




It will take about six months to determine if property investing in for you. If you have decided which, hey I enjoy this, then offer yourself many years to truly start earning profits. It often takes at least five years being truly successful in real estate investing.




Persistence is the key to success in real estate investing. If you might have decided that real estate investing is for you, surface encounters chuck russo keep plugging away at it and the rewards will be greater than you imagined.

NEW YORK—The nation's top experts unanimously agreed Tuesday that the current struggles of the U.S. economy were no reason whatsoever to stop investing in print media, which they said was easily the safest and most profitable place to invest one's money.

Without exception, leading authorities across all relevant disciplines said that while traditional low-risk instruments such as CDs, bonds, and gold were still relatively secure investments, only the nation's beloved print media outlets could offer both the reliability and the potential for tremendous financial gain required for guaranteed peace of mind.

"Print media is far and away your best bet in this tough fiscal climate," said the nation's foremost economists. "Just put your money in and forget about it for 10 years, 20 years, 50 years, doesn't matter. No economic downturn on earth can touch it."

"There's no question about it," continued all economic experts. "If you're a nervous investor—and you should be in this climate—you should be pouring all your cash into your local broadsheet right this second."

One of millions of Americans who will always support print media no matter what new technology comes along.

Experts went on to tell reporters that not only is there no safer place to invest than print media, there's also no sector of the economy with more promise for growth. Urging investors to diversify their stock portfolio among national and regional newspapers as well as dailies and weeklies, they said print media will be a "bonanza" for shareholders, even as the economy as a whole flounders.

"Print media is a cash cow that will multiply an investment over and over," said the experts. "Other products fail, real estate bubbles burst, but print media is here to stay. The only retirement strategy anyone needs is as close as their local newsstand."

"People who invest in print media are going to see their holdings grow by leaps and bounds, and they'll probably ask themselves, 'How can this be real?'" continued the experts, every single one of whom described print media as "the closest thing there is to a money tree." "Well, trust us, it's real. You can expect to make a lot of money very quickly, and best of all, you'll do it by supporting a pillar of American society."

In explaining print media's remarkable appeal, the entire financial community said citizens rely, and will continue to rely, on printed newspapers to keep them not only informed about current events, but better prepared to function as the kind of knowledgeable citizens a robust democracy requires. Others pointed toward people's deep emotional attachment to print media and the loyalty readers have for the treasured publications as a financial guarantee. In addition, investors from every major financial firm strongly noted that newspapers are an integral part of the ongoing American story that is written each morning, chapter by chapter, on black-and-white newsprint by decent, hardworking men and women who live in the very communities their newspapers serve.

Not investing hundreds of millions of dollars in newspapers right this very second, they added, would simply be foolish.

"No matter how tough times get, people will never turn their back on their newspapers," said every media expert in the nation, adding that newspapers would likewise never, never, never take their readers for granted, because it is readers that the print media industry depends on, and the nation's newspapers and magazines have always, without fail, worked tirelessly to provide readers with the highest-quality product possible. "They wouldn't desert their trusted print media outlets like that. Besides, everyone knows that new media technologies come and go, and that newspapers are an indispensable part of our national identity that must be protected by all of us, and chiefly by shrewd investors or even ordinary business owners who take out a very reasonably priced quarter-page ad. Or something smaller. You'd be surprised how much mileage you can get out of even a tiny little classified."

"The weekly newspapers are, of course, the most vital," the nation's media experts added. "We'd really be lost without those."

You wouldn't think Apple and Indonesia have much in common. On the surface, they don't, but they can still teach you a lot about investing. Let's start with Apple.

Apple made the news recently with two major events. It is locked in a battle with Exxon over which is the most valuable company by market capitalization -- a remarkable turnaround. Apple has a market value of over $344 billion. Then Steve Jobs announced his resignation at Chief Operating Officer for health related reasons.

According to a thoughtful blog by Weston Wellington of Dimensional Fund Advisors (not available online), it was not so long ago that the financial media was trashing Apple. In February 14, 2005, Robert Barker, in an article in BusinessWeek stated "...Apple doesn't tempt me..." I wonder what did. Maybe Lehman or Bear Stearns!

Steven Gandel weighed in with an article in Money on March 24, 2004. He quoted Transamerica portfolio manager Chris Bonavico who opined that Apple stock is "...crap from an investor standpoint."

Many analysts credit the remarkable sales of its Apples Stores as the key to Apple's success. In a quote attributed to David Goldstein, Channel Marketing Corp, which appeared in an article in BusinessWeek on May 21, 2001, Mr. Goldstein gave Apple "two years before they're turning out the lights on a very painful and expensive mistake."

What can you learn from these comments about Apple stock? Read the financial media if you find it entertaining. It's useless (and potentially harmful) as a source of reliable financial advice.

What about Indonesia?

The financial media was preoccupied with the downgrade by Standard & Poor's of the credit rating of the U.S, which lowered its rating from AAA status to AA plus. The new rating places the U.S. below the United Kingdom, Canada and even the Isle of Man.

Many investors viewed the lower rating with alarm and considered it a precursor of low stock returns for decades to come. The data tells a much different story, and may indicate there is no better time to invest in U.S. stocks and bonds.

In another blog, Wellington notes that Standard & Poor's rated the credit of Indonesia a "B" in July, 2001, which placed it in the "junk" category. Over the past decade, its credit rating has never risen to investment grade.

Investors in the Jakarta Composite have earned a total return of a whopping 29% per year over the last decade, ending June 30, 2011. According to Wellington, "If the Dow Jones Average had kept pace with Indonesian stocks over the past decade, it would be over 104,000 today."

Here's the lesson to be learned from Indonesia: A low (or reduced) credit rating on sovereign debt does not necessarily correlate to lower stock market returns. This is the opposite of what many investors and financial talking heads believe.

Most investors get their financial information from the financial media or brokers. As Dr. Phil would say: How is that working for you?

Dan Solin is a Senior Vice President of Index Funds Advisors (ifa.com). He is the author of the New York Times best sellers The Smartest Investment Book You'll Ever Read, The Smartest 401(k) Book You'll Ever Read, and The Smartest Retirement Book You'll Ever Read. His new book, The Smartest Portfolio You'll Ever Own, will be released in September, 2011. The views set forth in this blog are the opinions of the author alone and may not represent the views of any firm or entity with whom he is affiliated. The data, information, and content on this blog are for information, education, and non-commercial purposes only. Returns from index funds do not represent the performance of any investment advisory firm. The information on this blog does not involve the rendering of personalized investment advice and is limited to the dissemination of opinions on investing. No reader should construe these opinions as an offer of advisory services. Readers who require investment advice should retain the services of a competent investment professional. The information on this blog is not an offer to buy or sell, or a solicitation of any offer to buy or sell any securities or class of securities mentioned herein. Furthermore, the information on this blog should not be construed as an offer of advisory services. Please note that the author does not recommend specific securities nor is he responsible for comments made by persons posting on this blog.